There are several options available if you're searching for the best Mastercard Credit Card. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Plus, most merchants accept Mastercard. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
You can start enjoying rewards in your wallet as soon as you open a Chase Freedom Flex Mastercard account. There is no annual fee and the introductory 0% APR applies for balance transfers and purchases. The 0% APR thereafter will vary depending on creditworthiness. The rewards are the same as other credit cards. You get 5% cash back for certain categories.
Chase Freedom Flex and Unlimited creditcards provide 5% cashback when you shop at restaurants and travel. The Chase Freedom Flex also has rotating bonus categories that change every quarter. These bonus category offer customers additional cashback and customers can earn cash back of 5% if you spend at least $1.500 in these categories during the year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Cash Rewards Credit Card can be the perfect credit card for people with average or fair credit. A $39 annual fee is required. However, you can get unlimited cash back up to 1.5% on all your purchases. You can redeem the rewards by using statement credits or paper check. The credit card comes with unusually low credit requirements. There are many benefits to this credit card if you make your payments on-time.
Capital One QuicksilverOne offers unlimited cashback on every purchase, provided you don't spend more than $3,000. This is a very generous rate for a credit-building credit card. And the rewards never expire. You should avoid spending too much and maximize your rewards.
Citi Double Cash
Citi Double Cash Mastercard can be used to pay off high interest balances. The card offers a 1% cash reward for every purchase you make or payment you make on your account balance. There are no restrictions to the type of purchase you can make with the card. You will get the cash back if you pay the minimum monthly payments.
In August 2014, Citi Double Cash Mastercard was launched. It is comparable to the FIA Fidelity Amex but requires an account with Fidelity. It has been widely regarded as a reference for cashback card. The card also offers the option to convert the cashback to ThankYou points, which offers higher rewards potential. Beginning March 2022 cardholders can earn ThankYou Points directly, instead of cash. These points can be worth one cent each.
American Airlines Business Benefit Customized Cash Reward Mastercard
If you are looking for a card that provides rewards for business purchases or travel, then the Business Advantage Customized Cash Reward Mastercard is a good choice. It provides a $300 statement bonus after you spend $3,000 within 90 calendar days. You also have a flexible rewards scheme that allows for you to match your spending in order to get the best rewards. To maximize your rewards, you can update your spending category every month.
Customers with a Merrill Lynch or combined bank account balance receive an attractive welcome bonus. You can earn between 3.75% and 5.25% cash back in a selected category, and enjoy 3.5% dining rewards on the first $50,000 of combined purchases. On all other purchases, you will also receive 1.75% Cash Back