Petal is the credit card for you if your budget doesn't allow it. Petal offers 1% cashback on purchases and no annual fees. This will allow you to save money and still have access to 24/7 customer service. Petal cards are open to everyone, even those without credit history. You don't need to be able to pass a credit check.
Petal 2 offers cash back up to 1%
Petal's "Cash back, No Fees Visa Credit Card" may sound dreamy, but it is not. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. As long as you're a legal U.S. resident, you can apply for the card. You can then use the card anywhere Visa credit cards will be accepted.
Petal 2 is an excellent card for those looking to build credit and enjoy rewards. The card does not have an annual fee and offers rewards for regular payments. The Petal 2 does not require a security deposit, unlike many credit-building cards. People who have had bad credit or bankruptcy in 48 months are not eligible. The good news is the Petal 2 credit card does not have fees and can earn you statement credits and cash rewards with no credit checks.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal is free of charge and a great option for students seeking a credit card. Although the credit card doesn't offer much flexibility, there is a low annual cost and many other features that might be of interest to you.
This card comes with a high maximum APR and no cash back. The card does not charge any late fees. Additionally, the card is free to be used abroad. It offers a maximum credit limit of $5,000 You will not be charged foreign transaction fees or a monthly fee. Petal is an excellent choice for those with no credit history. However, it might not be the right option for you. Petal 1 Visa cards may be right if your credit is not perfect. It is important to use it responsibly.
Petal 2 offers no annual fee
Petal 2 cards earn you cash back rewards on every purchase. On-time payments earn you 1.25% cashback for all purchases. At select merchants, you can earn up to 10% back. There is no annual cost, so there is no need to worry if you exceed the monthly minimum payment amount. You can also search for merchants that offer higher reward rates using the Petal 2 app.
Petal is the card for people with poor credit and no credit history. The card's proprietary scoring system, Cash Score, determines if you have a high enough credit score to be approved. Also, it considers your bank history which is often the reason for low credit scores. Petal helps you avoid high credit utilization and excessive debt.
Petal offers 24-hour customer service
When it comes to payment, one thing that makes Petal stand out is their 24 hour customer service. You can reach customer service via the app anytime if you have any questions about your account. The app also allows you to view the offers and list of merchants that are participating. Petal might have different payment cut-offs depending on where you live. You can also choose to disable notifications. This could affect your experience. If customers are unsure if their accounts can be paid, they may call for assistance.
Petal provides 24 hour customer service and the main product is a credit-card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. These metrics are crucial in determining a person's qualification for a credit card, so Petal offers different products to different customers. You will also find lower rates for the introductory products, which is appealing to responsible individuals.