Credit cards are one of the best ways to boost your credit score. They are designed to help you build your rating over time, so making payments on time and paying off your balance on time are essential parts of building your credit score. These cards also come with many benefits, such as rewards. If you're interested in boosting your credit score, there are several credit cards you should consider.
Bank of America's Travel Rewards Credit Cards for Students
Bank of America's Travel Rewards Credit card for Students is an option for improving your credit score. It offers $0 fraud liability, digital money technology, and FICO Score Monitoring. In addition, you get 25,000 bonuspoints after spending $1,000 within the first ninety days.
The card can be used at retail stores and restaurants to earn rewards and cash back. Additionally to earning points and cash back, you'll get a statement credit that will be applied towards your latest 2,500 travel purchases. Visa's global network allows you to make international purchases with your card. So you don't need worry about foreign transaction fees.
Visa with Discover Cash Back
The Discover Cash Back Visa card is a good choice for people who want to earn rewards but not high fees. The Discover Cash Back Visa offers 2% cashback at gas stations restaurants and 1% return on all other purchases. Discover will match any cashback that you earn the first year.
For students, the Discover card offers double cash back rates on gas and dining. Earn up to $20 in cashback your first year. Discover will match your reward if $1,000 is spent each year. After the first year, you'll get unlimited 1% cash back on all your purchases.
Capital One QuicksilverOne Credit Card Cash Rewards
The Capital One QuicksilverOne cash Rewards credit card is an excellent choice if you are looking for a rewards card that will improve your credit score. The card is simple to use and provides unlimited 1.5% cashback. You don't need to worry about rotating credit limits, minimum credit limits, or other terms that could affect your credit score.
Although it offers many benefits for people with average credit, the Capital One QuicksilverOne Rewards card is not suitable for those with low or no credit. It does have an annual fee but also has a $0 fraud liability policy and a solid app for mobile.
Petal 2 Visa
Petal 2 Visa Credit Card can help you improve your credit score. This card has many benefits such as no annual fee, zero foreign transaction fees, late payment fees, and no foreign transaction charges. You can also take advantage of its rewards program, which offers flat cash back rewards for all purchases.
This credit card requires you to have a primary bank account. It also reports all of your financial activity to the three major credit bureaus. A mobile app is also included, which allows you to manage your account. A free app allows you to view your credit score.