If you're a college student looking to apply for a credit card you must show that you have the funds to pay the minimum credit cards bill. This includes having assets or an independent income. If you don't have any credit, or if your credit is not good, credit cards for students may be an option. They are designed to build credit and help you do so by offering the Capital One Platinum Secured Card Credit Card. Another option is to have a trusted family member add you as an authorized use. This will improve your credit score by adding you to the authorized user list.
Find it Student Cash back
Apply online for the Discover it Cash Back credit cards if your are in school or at work. This card offers 5% cash back on rotating categories. You can personalize the card by choosing either an animal design (or a cassette tape). You can choose to have your cash back rate vary depending on which categories you spend most.
The Discover it Students Cash Back credit card, one of the most rewarding cards for students on the market, is the Discover it Credit Card. You get generous cash rewards, a low interest rate, and a low annual cost. The card's terms and interface are also quite user-friendly.
Capital One Journey Student Reward Program
Capital One Journey Student rewards credit card for students provides cash back on purchases. One cent can be earned for every dollar spent, and you get an additional 0.25% if you make on-time payments. Your points can also be used to purchase a statement credit card or a cheque if you meet certain thresholds.
Capital One Journey Student Rewards card includes an automatic credit line review. The review starts six months after your account is opened. This automatically increases your credit available over time. This means you won't have to worry about whether you have enough or not enough credit in the near future. Capital One also offers a free credit monitoring program called CreditWise. This service allows you to be alerted to any changes in TransUnion credit reports, making it easy for you to monitor your credit score.
Discover it Student Credit Card
The Discover It Student Credit Card can be a great way to start building a credit history while in college. The card offers a wide array of benefits, such as no annual fee and no minimum credit score. In addition, there are no late payment fees or foreign transaction fees. It has an excellent rewards programme.
The cashback program is great for students as it allows them to get cash back on certain purchases. For qualifying purchases, you could earn as much as 10% cash back. The card has no annual fees and Discover matches cash back earned within the first year. An additional $20 statement credit is also available.
Discover it Student Secured Cards
A student credit card with no annual fees and lots of rewards is a great option for students. This is what the Discover it Student Secured Card offers. The card gives you 2% cashback on gas, and 1% for all other purchases. The card also comes with a cashback match. This means that the company will match your cashback after one year. These rewards are generous, and can be used in order to pay tuition or books.
The Discover it Secured cards offers great balance transfer features. Transfer your balance to an unsecure card without affecting the secured card. You can do this by activating a mobile app for free. You should however be aware of the high APR and large security deposit. The card should be avoided by people who cannot pay their bills or have poor credit records.
Learn it Student Visa
The Discover it Student Visa credit cards are available to students. This card provides a number of benefits to students, including unlimited cashback for the first year. This card is ideal for students who do not use their credit cards often but are still trying to build credit.
This credit card has no annual fee and offers cash back on eligible purchases. There is also a rotating 5% cashback program. You can also get $20 in statement credit for a first-year grade of 'B' or higher. Discover Deals offer double cashback and 2% cashback elsewhere.