First Progress Platinum Elite Mastercard offers a wide range of benefits and is the best credit card for you if you are looking to get a credit card with a variety. This secured credit card comes with many advantages. However, there are some complaints about its customer service, lackluster rewards program and delayed delivery. First Progress offers four types: unsecured credit card, secured credit card, platinum elite credit card, and a platinum elite credit card.
Credit Line
The First Progress Platinum Elite Mastercard is a secured credit card that offers excellent credit building potential. There is no credit check, and you can choose a credit line between $200 and $2,000 depending on your financial situation. You can report the card to all three credit bureaus.
Low APR
First Progress Platinum Elite Mastercard has a low annual percentage rate, making it an ideal choice for those who want to build good credit. This card offers full-featured accounts that offer a revolving credit limit based on the security deposit. It also provides credit score monitoring for free. It is possible to make payments directly from your bank account. This eliminates the need for you to search for a payment vendor.
There is no rewards program
First Progress Platinum Elite Mastercard is free of any rewards program, minimum credit score requirements, and annual fees. This secured credit card can be used by people with poor credit and limited credit histories. The card includes a $200 minimum security guarantee to lower the possibility of defaulting.
No intro APR offer
The First Progress Platinum Elite Mastercard's no intro APR offer is great, but you shouldn’t expect it comes with a zero-introductory APR. If you are looking for the lowest interest rate on a secured card, there is another option. People with less than perfect credit will find the Platinum Elite Mastercard a solid option. It is possible to apply for the card regardless of your credit score or past history. You just need to fill out the application, deposit and then click on the Go to payment button.
No credit score necessary
First Progress Platinum Elite Mastercard, a secured credit card that does not require a credit score, is a great option for those looking for one. It includes zero liability protection and rental car collision damage waiver. It comes with a free FICO credit score each month and no foreign transaction fee.
There is no annual fee
First Progress Platinum Elite Mastercard has a minimum deposit of $200. Your credit history may dictate that you can deposit upto $2,000 The annual fee is $29 and is higher than many secured cards. This credit card is an excellent choice for those who want to improve credit scores.