Three great options are available if you're searching for a credit card that offers cash back rewards. These cards offer a 1.67% return on grocery purchases, 2% for gas and 4% for everyday expenses. These cards are easy to use and have no annual fees, but they do require a high credit score.
Earn 1.67% cashback
For the first 12 months of your Fifth Third Simply BusinessTM Card billing cycle, you will earn 1.67% cashback for all purchases and balance transfer. Fifth Third cardholders are the best candidates for this card. There is no earning cap or rotating category, so you can earn as much as your heart desires. Interest-free financing is available for balance transfers and purchases, which can help you save time and money.
Fifth Third Bank also offers the Cash/Back card. This card allows for contactless transactions and offers 1.67% cashback. You can also use the card to get travel services with Mastercard, and there are no foreign transaction fees. Fifth Third Mobile Banking allows you to manage the card. An additional benefit of the card is its $9 annual fee, which does not include rotating categories.
Get 2% Cash Back on Groceries
The Chase Freedom Unlimited Credit Card is a great choice for consumers who want to earn money back at the grocery store. The card earns 2% cash back at restaurants and grocery shops, and 1% on all other purchases. The card has no annual fee and no minimum redemption requirements.
The credit card earns 1% on gasoline and other purchases. Blue Cash Preferred gives double cashback on grocery purchases. However, you must spend at least $3167 annually to be eligible for this bonus. A cash-back credit card can increase your earnings. However, it is important to consider your spending habits and spending limits when choosing the card. For example, a flat-rate card like the Citi Double Cash Card may be a better choice for you if you spend most of your money at grocery stores.
Check the merchant category before you apply for a credit card. You will get 2% cashback on groceries if you are approved. You have the option of cashback credit cards or those that award miles or points. An annual fee may be an option for those who have difficulty choosing between points or cashback cards.
Earn 4% cash back on gas
Many credit card rewards programs offer gas purchase discounts at generous cashback rates. But, gas purchases do not always qualify for the highest rewards. Some cards only offer 2% back on gas, and some offer even lower rewards. You can earn 4% cashback on gas with a general-purpose rewards credit cards. They are not affiliated with any particular gas retailer and do not have restrictions on brand or geographical location. Your individual situation and spending habits will play a major role in choosing the right gas credit cards.
Hilton Honors Card is one the most valuable cash-back credit card for gas purchases. The annual fee for this credit card is $95, and you earn three points per dollar spent at supermarkets and gas stations. You can use your cash back to purchase a statement card, a bank account deposit or a check. Some cards also let you redeem your cash back for merchandise or gift cards.