Credit cards are one of most convenient ways to pay for purchases. You can use them for everything from paying bills to booking travel. Many credit cards also offer rewards for spending. These points can be very valuable in helping to build credit, which is an important factor in approval for credit card applications. The credit cards can be secured or unsecured.
Capital One Quicksilver Cash Rewards Credit Card
If you value simplicity in your financial life, you should consider applying for a Capital One Quicksilver Credit Card. The card offers a flat reward rate that makes it easy for you to track how much you earn. It also does not have an annual fee or interest charges. You can get a $200 credit line for as little as $49.
Capital One Quicksilver cash rewards credit card offers 1.5% cash back for all purchases. Redeem your rewards by redeeming a check or statement credit, gift cards, or a check. Cash back is valid for as long as your account is active. You can also apply it to your previous purchases. You can lower the credit card bill by doing this.
Indigo(r) Mastercard(r) Credit Card
Even though the Indigo mastercard doesn't offer rewards it is still a great way to build credit and develop good financial habits. You can only spend $300 on credit, so make sure you pay the full amount at the time you receive your statement. Late fees will be reduced if your bill is paid on time. Remember that a credit card with high interest rates is not the best way for you to build credit.
The application process for an Indigo Mastercard is fast and easy. You must be at least 18 years of age, have a valid Social Security Number, and have an address or physical address in the United States. Indigo will conduct soft credit checks to verify your identity once all the items are provided. Indigo cannot accept paper applications, or requests for credit over-the-phone.
Wells Fargo Business Secured Visa Credit Card
Wells Fargo Business Secured Visa Credit Cards are aimed at business owners with poor or no credit, and they offer a number of unique features. These cards are low in interest rates and have no annual fee. The company also offers a rewards program that rewards customers for making purchases. The Wells Fargo Business Elite Card earns one point for every dollar spent. You can also earn up to 5,000 bonus points if you spend $10,000 within a billing cycle.
It is not difficult to get a credit card. There are plenty of options out there for business owners with bad credit, and the Wells Fargo Business Secured Visa Credit card is a great place to start. This card does not have an annual fee which makes it one among the easiest credit cards.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card is a great choice if your credit score is good. Although it may seem difficult to obtain a Chase card for your finances, there are a few things you can do to make it easier. Before applying for a Chase creditcard, you should try competing against other credit card companies in order to improve your credit score.
The credit card comes with a range of benefits including travel insurance, travel protection, and transferable points. It also features a Pay Yourself Back program, which allows you to get up to 25% additional rewards for your everyday purchases. In addition, you will receive $200 cash back after you spend $1500 within six consecutive months.
Citi Double Cash card
Citi Double Cash Card makes a great choice if you have high-interest credit cards balances. You get a 18-month 0% introductory rate on balance transfers, and a low transfer fee. Other benefits include $0 fraud liability and 24-hour fraud protection. You can use your card to purchase tickets for presale events.
This card is perfect for people who shop on a regular basis and are looking for a card that will earn cash back. The card offers solid cash back rates on every purchase. There is no rotating category or cash back calendar. You can also use the card for balance transfers even after your debt is paid off. Its no-hassle rewards structure might be a great incentive for staying out of debt and avoiding interest-bearing cards.