International students can apply for credit cards even if they aren't citizens of the country where they're studying. You have several options. These include Bank of America (Citibank), Bank of America (Discover it(r), and Chase Freedom Student. These cards have a lot of appeal among students and offer many benefits.
Citibank
International students can apply for several credit cards. The Deserve EDU Mastercard for International Students does not have a security deposit and no annual fee. You also get 1% cashback on your purchases This card is designed for international students not requiring an ITIN. WebBank issues the card and it does not require any Social Security numbers. It does not have an annual fee nor a credit score requirement.
There are several different student credit cards offered by Citibank. Some of them are easy to qualify for, while others are not. Some are limited to students of specific institutions. Others require a good credit score.
Bank of America
Bank of America offers several credit cards to international students. These cards have no annual fee, and you get 1% cash back for your purchases. However, if you do not have a social security number or SSN, you'll need to obtain an ITIN or SSN. Capital One's Platinum card does offer no annual fees but has limited rewards.
The Chase Sapphire Reserve card is a great choice if you are planning to travel. This credit card offers no annual fee and no foreign transaction fees. The credit card also allows you to increase the credit limit if you make five consecutive monthly payments. However, be careful of its high annual percentage rate, which is usually around 20%.
Find it (r)
Students receive 5% cashback when they buy Discover it(r). You also get 1% cash back for all purchases You can get cash back on purchases made at gas stations or restaurants. The Discover it student credit card offers a rewards program that helps students save money and track their expenses.
This card has no annual fees and offers competitive rewards rates. This card does not require you to have a minimum credit rating. This card is ideal for students with limited credit scores. Discover will match any cash earned in the first year after you open your card.
Chase Freedom Student
Chase Freedom Student credit cards for international students are a good option if you're planning to study abroad. This card allows you to earn 1% cashback on all your purchases. You don't have to spend a minimum amount in certain categories. Activating the card automatically entitles you to a nine month program offering 50% off eligible purchases. There is no annual fee. However, there are some terms and conditions.
Chase Freedom Student credit card offers a great alternative for students who don’t have much disposable income or don’t plan to spend much on luxury items. There is no annual fee or minimum spend requirement. The card offers a $50 bonus on your first purchase made within three months. A $20 bonus is also available for the five-year anniversary.
Capital One
Capital One credit cards are great for international students. This card has cash back rewards and was created for international students. This card does not have foreign transaction fees or annual fees. You may be eligible for credit line increases after five monthly on-time payments. The card also offers cash back of 1.25% on all purchases. This credit card may not suit you if you do not have stable sources of income.
You may not have any credit history as an international student. Capital One Journey Student Credit Card doesn't have an annual fee. Unlike other cards, it doesn't require an SSN and offers 1% cash back on purchases. Capital One Platinum Credit Card, with no annual fee or SSN requirement, is another great option for international student.