There are many options when it comes to choosing the best Mastercard credit cards. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Mastercard can be accepted by almost all merchants. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
After opening a Chase Freedom Flex Mastercard card account, you can instantly start to receive rewards in your bank account. You will receive a 0% introductory APR on purchases and balance transfers. There is also no annual fee. The 0% APR thereafter will vary depending on creditworthiness. You can still enjoy the same great rewards you get with other credit cards like 5% cashback on certain categories.
Chase Freedom Flex and Unlimited creditcards provide 5% cashback when you shop at restaurants and travel. The Chase Freedom Flex offers rotating bonus categories, which change every quarter. These bonus categories provide additional cash back. Customers can earn 5% cashback in these categories if they spend at least $1500 in them within a calendar year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Card Rewards Credit Card may be the best credit card option for people with moderate or good credit. Although you must pay an annual fee of $39, you can earn unlimited cash back of 1.5% on all purchases. Redeem the rewards in paper checks or statement credit. This credit card is not required to have good credit. As long as you make your payments on time, you will enjoy many benefits.
The Capital One QuicksilverOne credit card offers unlimited cash back on every purchase, unless you spend more than $3,000. This is a good rate for a credit card and the rewards don’t expire. But you must be careful not to spend too much and maximize your reward.
Citi Double Cash
Citi Double Cash Mastercard makes it easy to pay off high-interest loans. It offers a 1% cash back reward every time you make a purchase or pay off an account balance. There are no restrictions to the type of purchase you can make with the card. You will get the cash back if you pay the minimum monthly payments.
August 2014 saw the introduction of Citi Double Cash Mastercard. The Citi Double Cash Mastercard is a competitor to the FIA Fidelity Amex. However Fidelity required an account. Since then, the card has been considered a benchmark for cashback credit cards. This card offers the possibility to convert cashback into ThankYou Points, which can offer higher rewards. Cardholders will now be able earn ThankYou points instead of cash starting in March 2022. These points are worth one cent each.
American Airlines Business Benefit Customized Cash Reward Mastercard
The Business Advantage Customized Money Rewards Mastercard is a fantastic choice for anyone looking for a credit that offers travel rewards and discounts on business purchases. You can get a $300 statement credits after spending $3,000 within 90 days. There is also a flexible rewards system that allows you match your spending to earn maximum rewards. You can also update your spending category each month to make sure you're maximizing your rewards throughout the year.
Customers with a Merrill Lynch or combined bank account balance receive an attractive welcome bonus. You can earn between 3.75% and 5.25% cash back in a selected category, and enjoy 3.5% dining rewards on the first $50,000 of combined purchases. On all other purchases, you will also receive 1.75% Cash Back