Credit cards make it easy to pay for your purchases. These cards can be used for everything: from booking travel to paying bills. Many credit cards also offer rewards for spending. These points can be useful in building credit, which is key to getting credit card approval. The credit cards can be secured or unsecured.
Capital One Quicksilver Credit Card Cash Rewards
A Capital One Quicksilver credit card is a good choice if you value simplicity in your finances. It offers a flat rewards rate, which makes it easy to keep track of how much you earn. It doesn't have any interest or annual fees. You can get a $200 line of credit for as low $49.
The Capital One Quicksilver Cash Rewards Credit card gives its users 1.5% cash back on all purchases. Redeem your rewards with a statement credit (check), gift cards or statement credit. As long as your account remains active, the cash back will be valid. You can also use the cash back for your past purchases. This way, you can reduce the total amount of your credit card statement.
Indigo(r) Mastercard(r) Credit Card
While a card like the Indigo Mastercard doesn't offer rewards, you can still use it to build up your credit score and establish good financial habits. Your credit limit is $300. You should only make purchases you can afford to repay in full at the end of each statement. Late fees can be avoided by paying your bill promptly. Remember that a credit card with high interest rates is not the best way for you to build credit.
Applying for an Indigo mastercard is easy and quick. An Indigo Mastercard application requires that you are 18 years old and possess a valid social safety number. Indigo will conduct soft credit checks to verify your identity once all the items are provided. Indigo cannot accept paper applications, or requests for credit over-the-phone.
Wells Fargo Business Visa Credit Card Secured
Wells Fargo Business Secured Visa Credit Card cards are for business owners with no or poor credit. The cards are available at low interest rates with no annual fees. Additionally, the company offers a rewards program to reward customers for making purchases. You earn one point per dollar you spend on the Wells Fargo Business Elite Card. There are also the possibilities of earning as many as 5,000 bonuspoints after you have spent $10,000 in a single billing cycle.
It's not as hard as it seems to apply for a creditcard. There are plenty of credit cards available to business owners who have bad credit. The Wells Fargo Business Secured Visa Creditcard makes a great start. This card does not have an annual fee which makes it one among the easiest credit cards.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card, if you have excellent credit, is one of your best options. Many people believe that it is hard to get a Chase credit card. However, you don't need to have high credit scores and complete an application to be approved. You can compete with other credit card companies to raise your credit score before you apply for a Chase credit cards.
This credit card offers a variety of benefits, including travel protection and insurance and transferable points. It also features a Pay Yourself Back program, which allows you to get up to 25% additional rewards for your everyday purchases. After spending $1,500 in six months, you'll be eligible for a $200 cashback bonus.
Citi Double Cash card
Citi Double Cash Card makes a great choice if you have high-interest credit cards balances. It provides a low balance fee and an 18 month 0% introductory interest rate on balance transfers. Additional benefits include $0 fraud liability, 24-hour fraud protection, and $0 fraud liability. The card can also be used to purchase tickets for presale events.
This card is perfect if you are a frequent spender and want to earn cashback. You get a solid cashback rate on all purchases, and there are no rotating categories or cashback calendars. You can also use the card for balance transfers even after your debt is paid off. Its no-hassle rewards structure may be a great incentive to stay out of debt and avoid interest-bearing credit cards.